Tag: cutting costs

You know "stuff" isn’t what makes the holiday season truly fulfilling. Yet each year, despite your best intentions, you end up shopping too much, rushing too much, stressing too much… and savoring the moment too little. Here, I offer 10 suggestions to help you maximize your joy by making small, deliberate changes in the way you spend (or don’t spend) your money and time this holiday season:

1. Set a budget for gift-giving. By the time we reach adulthood, most of us have learned that giving and receiving unneeded gifts is an enormous waste of money.