Tag: fixed-rate

You’ve figured out how much you can afford for a down payment, you’ve crunched the numbers to see how much you can pay each month, you’ve worked with a qualified real estate agent to find the perfect house in the perfect location. Now what?

For couples on the path to home ownership, there’s still one more critical obstacle to cross—securing mortgage financing. In these "credit crunch" times, this may seem at first glance to be a bigger challenge than getting Celine Dion to sing at your anniversary party. Contrary to what you may have heard, however, rates are at near-historically low levels and there are good deals on properties to be found practically everywhere.