Tag: frugal

Millennials get plenty of recognition for frugality and their desire to share everything from cars to clothes, but they also have the lowest average credit score of any generation, according to a new study.

The average millennial credit score is 625, and 28 percent of them are ranked below 579, says NerdWallet, a personal finance website. In the world of credit scores, anything above 660 (out of 850) is considered good.

Many of us feel that Valentine’s Day is a commercial holiday. This might fill your husband’s heart with trepidation, not merely for the cost of an impressive gift, but rather the imaginative wow factor of planning a scenario to suit female idealized expectation.

A man does not want this type of reaction from his wife, "This last minute cheap box of chocolates?—is this what he thinks of me?" "No rose petals on the bed?" And women often buy their man a gift to which he might reply, "Oh, you shouldn’t have," and he means it, literally! Take heart because thanks to the recession frugal is the new sexy!

I have a problem with money. My problem, though, is not that I’m reckless with it, that I go on shopping sprees or that I spend beyond my means. On the contrary, I hate gambling, I could care less about shopping, and I only use credit cards to collect points—which I later trade in for cash. My problem with money is not that I spend too much, my problem is that I have don't like to spend any at all.

I don’t know how or when I became so painstakingly conscious of money. Growing up, I had everything that I wanted or needed, so if anything, I should have grown up to value each dollar less.