Tag: funds

If your kids' college savings are not walled off in some kind of separate account, how do you keep yourself from raiding the kitty?

Stephanie Sadural Heincker is one mom who does not trust herself: she has an automatic deduction from each paycheck go into 529 college savings plans for her two- and four-year-old.

Heincker's own parents dipped into the money they had set aside in a savings account for her, so she ended up saddled with a lot of student debt.