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10 Things You Think You Need, But Really Don’t

Sure, you see the wisdom in cutting ties with the Joneses. You want to become more financially responsible while crafting a values-centered life for both you and your spouse, but you’re just not sure where to start. The solution is to think more like your grandparents probably thought—if you don’t really need it and can’t really afford it, don’t buy it. However, you may have to rethink a few things you currently categorize as "necessities." For example:

13 Ways to Add Fun and Adventure to the New Year

Another year is coming to a close and it is a great time to look ahead to new learning experiences for 2019. Here are 13 ways to add fun and adventure to your New Year:

1. Learn how to use your gadgets. Spend some time getting to know your tablet, e-reader, smartphone or digital camera and learn more about all the things they can do for you. You will feel empowered when you no longer have to ask your spouse or teen to program your new toys. Watch out tech world, here you come!

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