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Finding a Nursing Home: What You Need to Know

Finding the right nursing home is not easy, and you may be under pressure to move fast due to a recent hospitalization or deterioration in condition. The more information you have, the greater your chances of finding the right fit for you or a loved one.

Here are some tips on narrowing down your options:

* Start with referrals. Does your family physician or specialist have any recommendations? Do you know any friends or family who have used different homes? Knowing someone with first-hand experience with a home can help you narrow your choices. However, remember your needs may differ: one size does not fit all.

Why Couples With Assets Should Bundle Their Insurance

Today, newlyweds come in all shapes and sizes—specifically, more couples wait until their 30s or 40s to get married. In fact, during the past 50 years, the average age of marriage in the U.S. has risen by five years for both men and women to 25 and 27, respectively. Considering the number of people embarking on second or third marriages, the needs of today’s newlyweds may be dramatically different than that of their parents or grandparents.

The insurance needs of newlyweds have changed, too. In the 1960s, most couples had little personal wealth starting out

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