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10 Things You Think You Need, But Really Don’t

Sure, you see the wisdom in cutting ties with the Joneses. You want to become more financially responsible while crafting a values-centered life for both you and your spouse, but you’re just not sure where to start. The solution is to think more like your grandparents probably thought—if you don’t really need it and can’t really afford it, don’t buy it. However, you may have to rethink a few things you currently categorize as "necessities." For example:

‘Tis the Season for Excess: 7 Areas You Shouldn’t Overindulge

For most Americans, the weeks between now and New Year’s are some of the busiest of the year. When we’re not shopping, cooking or decorating, we’re socializing, eating or traveling to the next event on the calendar. Yes, we mean well when we cram our time so full of activities and obligations: We want to have fun. We want to spend time with loved ones. We want to celebrate, eat good food and look our best while doing it.

But often, we end up overdoing it. Instead of savoring seasonal cheer, we find ourselves irritable, stressed and exhausted as we fall more and more behind on our to-do lists.

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