Tag: save money

German philosopher Friedrich Nietzsche once said, "It's not a lack of love, but a lack of friendship that makes unhappy marriages." No doubt Neitzsche would be mortified to watch modern-day rom-coms where relationships between unlikely partners survive on the idea that "love will keep us together."

Love is important, yes. But love is no magic serum that turns everything to rainbows and sunshine. The real workings of great relationships are far more down-to-earth. They're built on respect and courtesy. If you're short on those things in your marriage, use the eight tips below to get back on track.

The year 2018 laid the groundwork for big shifts in the life insurance landscape that will decidedly benefit consumers in the new year. And it seems shifts are sorely needed with more than 40 percent of Americans not having any type of life insurance, according to Foresters Financial. While the industry is shifting at a rapid pace, consumers can take advantage of some notable game changers poised to impact the insurance industry in 2019:

Getting healthy has an unfair reputation for being hard on your budget. Expensive gym memberships, pricey organic foods and hiring a personal trainer are all thought of as luxuries rather than necessities. However, being healthy doesn't have to cost a lot. In fact, making choices that are good for your body can save you a pretty penny. Check out these healthy and budget-friendly tips:

Spending money is rarely an activity people enjoy. Well, except if a person has tons of it and don't really care that much where...

If your kids' college savings are not walled off in some kind of separate account, how do you keep yourself from raiding the kitty?

Stephanie Sadural Heincker is one mom who does not trust herself: she has an automatic deduction from each paycheck go into 529 college savings plans for her two- and four-year-old.

Heincker's own parents dipped into the money they had set aside in a savings account for her, so she ended up saddled with a lot of student debt.

It often goes unrecognized that purchasing big-ticket items, like appliances, have long-term advantages under the scrutiny of a cost-benefit analysis. It is important to understand the difference between a high price tag that's justified and a low price tag that is not worth the savings. To do so, you must do your homework. That includes taking inventory of what features you need in an appliance, how much you are able to spend and what your home will support. As in, it is not realistic to expect to place a restaurant quality gas range in your house if you don’t have access to gas or the space for such a large appliance.

With much of the nation locked in bitter cold and snowstorms, what could be better for a winter slump than shopping? Still have gift cards to cash in? Presents sitting in the garage you still need to exchange? Luckily many stores still have discounts to take advantage of. Now is the time to take full stock of the sales and mark-downs. Here are some tips to help you strategize during those dreary days when you and your spouse are looking for something fun to do.

1. Make a plan. What do you actually need?