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Insuring Your New Life

In the rush of events that take place as a couple begins their new life together, insurance needs are probably not going to be top of mind. However, consider all the gifts that you received during the reception—the china, the silverware and even the toaster oven from Aunt Phyllis. More couples now live together before getting married, but if not, think about all the things you accumulated merging your two households into one. Unfortunately, if you were expecting your homeowners or renter’s insurance policy to automatically protect all your treasures to the full extent of their value, you’d need to reconsider. The truth is that not all insurance polices are a perfect match for a new couple.

Many people are not clear what their insurance will cover, and they don’t realize the importance of having the right insurance until they suffer losses. They are surprised to learn that their insurance doesn’t always cover all their property for the full

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